Companies

We offer you relevant stock market information and the advice of our experts for the negotiation and settlement of your buy and sell orders for listed and unlisted securities.
Afriland First Bank has a global license as a financial market intermediary in Central Africa and a license as a Specialist in Treasury Securities in every one of the six CEMAC countries.

We offer a wide range of services to assist our investor customers in their operations, whether on the capital markets or in the process of dematerialising securities in the CEMAC.

Our activities:

• Receipt of your stock market orders and their negotiation on the market via our subsidiary Afriland Bourse & Investissement
• Listing of your company on the stock exchange
• Assistance in the issuance of negotiable debt securities for the financing of your working capital needs
• The best advice in the constitution of your investment portfolio or the choice of financial assets in which to invest on the market
• Engineering and financial arrangements for your expansion projects or raising funds in the market
• Placement of financial instruments
• Management and maintenance of securities accounts
• Management of transfers, deposits, and withdrawals of securities
• Back office management for third parties
• Specialist in government securities
• Specific financial products

Our strengths

• Our studies
• Our advice
• Our analyses
• Our regularly updated databases

Specialists at your service

• The support of leading analysts
• Analysis and decision-making tools at your disposal
• Direct access to all the world's major financial centres
• Consulting and financial engineering
• Initial public offering
• Public offering
• Dematerialisation of securities
• Adapted financing vehicles

Our financial analyses offer you insight into the market, risk mitigation, product sizing and economic restructuring. Our analyses are renowned for their technical quality and compliance with commercial, accounting and financial regulations...

We provide support in:

• The structuring and placement of your public offerings on the financial market
• The process of making your securities available to the public until they are booked
• Providing support for your company's IPO operations- The creation of financing vehicles tailored to a specific project or operation (project financing, credit securitisation, etc.)
• Arranging and financing projects through different financial institutions (banking pool)

Considering your risk profile in the process of building up and monitoring your portfolio of financial assets, we offer you the choice between :

• Free management with complete freedom to choose your investments
• Advisory management to benefit from the advice of our experts while remaining in control of your investment decisions
• Management under mandate to enable us to make the best investments on your behalf within the limits of your requirements

Our dual vocation as a commercial and investment bank has led us to explore as many financing methods as possible, in order to offer our customers ever greater flexibility to meet their financing needs. It this for this reason that we opened a door to the financial markets as a complement and alternative to bank financing.

Considering the regulatory innovations in the CEMAC region, especially the merger of the Douala Stock Exchange and the Libreville Stock Exchange, we created Afriland Bourse & Investissement, a subsidiary specialising in investment banking.

Our stockbrokerage offers investors and project promoters the possibility of mobilising large amounts of capital on a long-term basis and at attractive rates, with three main types of activities:

• Structured finance
• Stock exchange and portfolio activities
• Financial engineering

Our range of non-financial services has been expanded with the Customer Information Meetings, which is the name of our customer relationship management platform. We meet regularly to discuss issues encountered in our joint activities.

Afriland First Bank travels countrywide to meet its customers. The three editions of the CIM were held in three different cities: Douala, Yaounde, and Ebolowa. They were organised in the form of information and awareness seminars.

During the first two editions, importers and exporters were informed about the provisions of the new foreign exchange regulations in the CEMAC zone.

The meetings were prompted by the need to enlighten importers and exporters on the tightening of payment conditions for international trade and financial transactions. We launched these meetings to clear up misunderstandings and bottlenecks and we were able to reassure our partners.

The third meeting focused on financing mechanisms tailored to the needs of SMEs.

Are you facing day-to-day difficulties in running your business? We have designed solutions suitable funning different working capital needs:

• Overdraft facility
• Overdraft
• Discounting
• Factoring
• Advance on invoice
• Spot

You can also take advantage of the flexibility of our repayment terms, which can be spread over up to 24 months. Contact our customer agents and obtain your credit in just 24 hours.

Afriland First Bank has a dedicated team to manage your documentary credit, documentary remittance, stand-by letter of credits and all your transfers outside the Cemac region. Our commitment is to support you until the end of the transaction.

The challenges of the current context: In the wake of the changes resulting from the new foreign exchange regulations and in accordance with our values, our institution is committed to ensuring that our staff spare our customers the risk of compliance. That is why, our approach includes raising customers' awareness on to the risks of sanctions resulting from the new regulations. In order to protect the interests of our customers, we provide them support in the collection and forwarding the requirements for clearance of transfer files (current transfers, Documentary Credit settlements, Documentary Credit settlements).

Please take a look at the leaflets with details of our different trade finance products:

• Import of goods & services
• Labour income
• Investments and loans
• Other services
  

Afriland First Bank guarantees financing for your equipment purchase in 5 days, with many optional guarantees and attractive repayment terms.

• Equipment leasing: We offer you financing for the acquisition of your production equipment: vehicles, machinery, motorbikes, rolling stock, generators, etc.
• Real estate leasing: This product is for entrepreneurs looking for a site to set up shop. We acquire for you the real estate of your choice. It comes along with the best repayment terms.
• Leaseback: If the purchase of an equipment has left you cash strapped and you need to purchase more equipment, through our leaseback solution, we can buy your production equipment and make it available to you to support your working capital.

Visit our branches to discover other leasing solutions:

• Car plan
• Rental with purchase option
• Long-term rental
• Simple rental

The structural investment needs of CEMAC countries are substantial: oil platforms, mining development projects, hydroelectric dams, highways, etc.

Private investors also have ambitions to build large-scale infrastructure such as hotels or commodity processing industries.
We offer CEMAC economies and private players our long experience in financing and managing high potential projects.

We support them in the maturation of their projects. Since the operating cycle of these projects is generally long and they require heavy investments that can only be amortised over the long term, we create a financial vehicle dedicated to each project, ensuring the support of other financing specialists, but also construction specialists, insurers, reinsurers, etc.

We guarantee the success of the project through this diversification of partnerships and the assured autonomy of the dedicated vehicle.

If you are state contractor, try the speed of our range of programme credits. We process your loan application in less than 48 hours, whatever your need:

• Pre-financing on your administrative purchase orders (BCA, 4/9) and administrative purchase letters for up to CFAF 25 million without mortgage guarantee
• Invoice advances/disbursements (ceiling CFAF 100 million)
• Listing advances (ceiling CFAF 200 million)
• Publishing of public contracts (bidding, completion, retention of guarantee)
• Financing backed by financial guarantees (cash bonds, term deposits, bank counter guarantee)
• Supplier guarantees without mortgage guarantees: payment guarantees (ceiling CFAF25 million) and removal bonds (ceiling CFAF 25 million)

Get your bid bonds in only 48 hours and this with a provision of less than 5%.

SMS FIRST
With SMS First, you can receive key account information on your mobile phone, even if it's a feature phone, anywhere, anytime. You do not have to be logged on to the internet.

Subscription

• You can subscribe at any of our branches during working hours, Monday to Friday from 7.30am to 11.45am and from 2.30pm to 5.45pm and on Saturdays from 9am to 12pm and from 4pm to 5.30pm
• you can also download the form by clicking here, fill it in and send it to onlinebanking@afrilandfirstbank.com.

In both cases:

• Fill in and sign the form
• Make sure you indicate the telephone number through which you would like to receive alerts
• Provide a photocopy of your valid identity document (NIC or Passport)

Specifications

Subscribing SMS First entitles you to:

• notifications following any debit or credit transaction in your account
• access to your account balance as many times as you wish
• regular account monitoring: you will receive your account balance every Friday

Benefits

• Service works on all phone models: no need for a Smartphone
• No need for an internet connection to benefit from SMS First